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Compare Accounts
All accounts have zero monthly fees and no minimum balance requirement.
Interest Rate
0.00% p.a.
Min Balance
None
Access
Instant
Interest Rate
4.75% p.a.
Min Balance
None
Access
Instant
Interest Rate
Up to 5.10% p.a.
Min Balance
$1,000
Access
At maturity
Simple, transparent, and built around you.
Every Bank of Asia account supports 10 currencies out of the box. Hold USD, GBP, EUR, AUD, CAD, CHF, JPY, CNY, and AED — with no conversion fees for internal transfers between your own currency balances.
$0
per month, forever
We believe banking shouldn't cost you money just to exist. No monthly account fees, no minimum balance penalties, no transaction fees for everyday activity. Just banking that works.
Our Savings Account pays 4.75% p.a. variable — credited monthly with no action required. Term Deposits offer up to 5.10% p.a. fixed for 12 months. Your money grows while you sleep.
4.75%
Savings
5.10%
Term Deposit 12M
Every transaction generates a downloadable PDF receipt. Monthly statements are automatically available in your dashboard. All documents are compliance-ready and accepted by tax authorities and embassies.
We'll provide you with a reference letter and help you identify which payments to redirect.
Update your salary, direct debits, and standing orders to your new Bank of Asia account details.
Once you've confirmed all transfers are running, close your old account and enjoy banking with us.
Bank of Asia Online is a fully regulated digital financial institution. All customer deposits are held in segregated accounts with our licensed custodian partners. We operate under full anti-money-laundering (AML) and know-your-customer (KYC) compliance frameworks. Our operations are subject to ongoing regulatory review. Interest rates are reviewed monthly and may change with 30 days' notice. Past performance is not a guarantee of future rates.